Each wallet is assigned a tier (Tier 1, 2, or 3) that determines its transaction limits and balance caps. Every wallet comes with a dedicated account number for easy identification and transactions.

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Tier Levels & Limits

Tier 1

  • Daily Transaction Limit: ₦50,000
  • Maximum Balance: ₦50,000
    Entry-level tier for basic transactions

Tier 2

  • Daily Transaction Limit: ₦200,000
  • Maximum Balance: ₦200,000
    Intermediate tier for moderate transaction volumes

Tier 3

  • Daily Transaction Limit: ₦5,000,000
  • Maximum Balance: Unlimited
    Advanced tier for high-volume transactions

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Requirements By Tier

Base requirements for any wallet creation:

  • Full Name
  • Phone Number
  • Email Address (Optional)
  • Bank Verification Number (BVN)
  • Date of Birth

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Wallet Operations

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Implementation Guide

API

Refer to our API Documentation for integration details

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Important Notes

Transactions that would exceed the daily limit or maximum balance for a tier will be automatically declined.

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IntroductionAccount Upgrade